Comprehensive Auto Coverage Made Simple
Reliable auto coverage that protects you, your family, and your vehicle.
Comprehensive Auto Coverage Solutions
This is one of the most common types of insurance; however, it is also one of the least understood. Uninsured motorist, collision, comprehensive, bodily injury—let one of our agents explain these coverages and the options available to you, and help you find the right coverage at the right price.
Auto Insurance Coverages Explained
Bodily Injury Coverage
This coverage applies to injuries that you, the driver, cause to someone else. Other drivers, such as family or friends, are covered when driving your vehicle as long as they have your permission.
Medical Payments
This is coverage over and above PIP in which the insurer agrees to reimburse the insured and others, up to a certain limit, for medical or funeral expenses resulting from bodily injury or death by accident.
Personal Injury Protection (PIP)
PIP coverage pays for the treatment of injuries to you and your passengers. At its broadest, PIP covers medical payments, lost wages, and the cost of replacing services normally performed by the injured individual. It may also cover funeral expenses.
Property Damage Liability
This coverage pays for damage you (or someone driving your vehicle with your permission) may cause to the property of someone else.
Collision
Collision pays for damage to your car as a result of colliding with another vehicle or object, or as a result of flipping over.
Comprehensive
This coverage reimburses you for loss due to theft or damage caused by something other than collision. Examples include fire, falling objects, explosions, windstorms, hail, flood, vandalism, riot, or contact with an animal.
Uninsured and Underinsured Motorist
This coverage reimburses you or a family member if you are hit by a driver with no insurance or insufficient insurance. It also covers hit-and-run accidents.
Rental Reimbursement
This coverage provides a rental car while your vehicle is being repaired due to a covered loss.
Roadside Assistance
This optional coverage varies by carrier. Please contact your agent for specific details.
Auto Insurance Quote
When unexpected accidents occur on Florida's busy roads, having the right auto insurance solutions can mean the difference between financial security and overwhelming expenses. Get a quote.