4 Tips to Help Cut Road Trip Costs There’s no better way to see the country than a road trip, and it’s also the way to travel if you’re looking to keep costs under control. To that end, here are a few ideas to help ensure you have a frugalRead More

Consider your humble washing machine: According to the Insurance Institute for Business & Home Safety (IBHS), washing-machine failures cost an average of more than $5,000, and faulty hoses are responsible for more than half of those failures. You can take steps to defuse these ticking time bombs — or at leastRead More

The smartest way to protect yourself from identity theft is to prevent it from happening to you.. see (Phishing article).  However, if your identity is stolen, you’ll be able to lessen problems by acting quickly. Call your credit card companies immediately. Explain what happened, and ask where to send aRead More

Do you need rental car insurance?  You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance.  And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me?  What about my credit card?Read More

Price of Freedom 56 Men Who Signed Have you ever wondered what happened to the 56 men who signed the Declaration of Independence? They gave us a free and independent America. The history books never told you a lot of what happened in the Revolutionary War. We didn’t just fightRead More

Millions of Americans will do some traveling this Independence Day – the majority of it by car. So please take these travel safety tips to heart. Prepare your car… Before leaving on your trip, give your car a thorough check-up. Do wipers need to be replaced?  Are your fluid levelsRead More

Whether you’re planning a trip to a local attraction in Florida this summer, or headed all the way across the country, you want your vacation to be relaxing.  So, we’ve got some tips – from packing smart to protecting yourself from pickpockets – to make your trip the best itRead More

Phishing “refers to the process where a targeted individual is contacted by email or telephone by someone posing as a legitimate institution to lure the individual into providing sensitive information such as banking information, credit card details, and passwords.” (Source: phishing.org) How can you identify these calls as fraudulent? When aRead More

A Real-Life Scenario Involving Premises Liability Incident: The insured hired a friend to replace and install a new dock on the lake behind his house. During the construction, the friend requested some trees be removed in order to get the old dock out of the water. The insured used aRead More

Boating can be a wonderful recreational activity for the entire family, if you follow basic boating safety guidelines. No matter how much experience you have, reviewing these guidelines before departure is always a great idea. Another great suggestion is to use a pre-departure checklist. It is important to prepare forRead More